Faith Based
Wealth Investment Management
Conveniently Located in Gap, PA, We Serve Clients In Lancaster County, Chester County, and Surrounding Areas
Steward Your Wealth with Purpose and Wisdom
Your wealth represents more than financial security—it’s a stewardship responsibility and a Kingdom opportunity. Every dollar you manage is a tool that can shift culture and change the world for good.
At Bare Wealth Advisors, our faith-based wealth and investment management in Lancaster, PA, is built on a foundation of biblical wisdom, striving for investment excellence, and a long-term perspective that looks beyond quarterly returns to eternal impact. We help you grow and protect your wealth while doing all we can to align your investment decisions to reflect your values and advance your God-given purpose.
Why Lancaster and Chester County Families Trust Us with Their Wealth
For over two decades, we’ve served families throughout Lancaster County, PA, and beyond—people who’ve worked hard to build wealth and now want to manage it wisely. Whether you’ve accumulated wealth through a successful business, agricultural operations, real estate investments, or faithful saving over many years, you understand that good stewardship requires both strategic expertise and biblical discernment.
Based in Gap, Lancaster County, we know this community. We share your values of hard work, integrity, generosity, and faith. Many of our advisors come from farming backgrounds and understand the unique challenges of managing agricultural wealth, business transitions, and complex estates. We’re your neighbors, and we’re honored to serve as your partners in faithful stewardship.
Our Christian wealth and investment management services extend throughout Pennsylvania and nationwide, serving individuals and families who share our commitment to managing wealth through a biblical lens, regardless of geography.
What Is Faith-Based Wealth & Investment Management?
Faith-based wealth and investment management go beyond traditional portfolio management. It’s the comprehensive, strategic oversight of your financial resources grounded in biblical principles and designed to accomplish three key objectives:
01
Grow Your Wealth Wisely
Through disciplined investment strategies, risk management, and long-term thinking, we help you build wealth that provides for your family and creates opportunities for generosity.
02
Minimize Unnecessary Risk
Markets fluctuate. Emotions tempt poor decisions. We provide behavioral coaching, portfolio construction, and ongoing management to minimize unnecessary risk to your wealth.
03
Align Investments with Your Values
You shouldn’t have to choose between investing with conviction and pursuing your financial objectives. Our approach integrates biblical values into portfolio construction while focusing on long-term, risk-managed outcomes.
Unlike conventional wealth management that focuses solely on maximizing returns, our approach asks deeper questions: How can your investments honor God? How can your portfolio reflect your commitment to life, family, and stewardship? How do we build wealth that blesses your family and extends God’s Kingdom?
Our Investment Philosophy: Biblical Wisdom Meets Strategic Excellence
At Bare Wealth Advisors, our Christian wealth and investment management in Lancaster, PA, is built on core principles that guide our decisions on your behalf.
Long-Term Investment Philosophy
We believe wealth is built over time, not through frantic trading or chasing market trends. Our investment methodology embraces a long-term perspective that weathers short-term volatility and focuses on what truly matters: achieving your financial goals while maintaining alignment with your values.
We’re not day traders. We’re stewards committed to patient, disciplined investing designed for long-term market environments.
Behavioral Coaching: Staying the Course
One of the greatest threats to investment success isn't market volatility—it's emotional decision-making. When markets drop, fear tempts you to sell. When markets soar, greed tempts you to chase returns. Both destroy wealth.
As your wealth and investment management team, we provide behavioral coaching to help you stay the course and avoid acting on emotions. We remind you of your long-term plan, anchor you in biblical wisdom about faithfulness and patience, and help you make decisions based on strategy rather than anxiety.
Risk Management
Prudent stewardship requires a thoughtful approach to risk. We evaluate your risk tolerance, life stage, and financial goals to build portfolios that seek long-term growth while emphasizing risk awareness and diversification.
Risk management isn't about avoiding all risk—it's about taking risks in the right proportions that are appropriate for your situation. Through diversification, asset allocation, and ongoing monitoring, we help you navigate market volatility with confidence.
Tax Considerations
Wise stewardship means minimizing what you pay in taxes so more of your wealth can be used for the purposes God has called you to—whether that's providing for family, funding ministries, or growing your legacy.
We integrate tax-efficient strategies throughout your portfolio, from asset allocation decisions to tax-loss harvesting to strategic rebalancing. Our goal is to seek to improve after-tax outcomes.
Rebalancing Strategy
Rebalancing is a deliberate part of our investment process. Rather than reacting to short-term market movements, we periodically review portfolios to help manage risk and maintain alignment with long-term goals.
The Avoid, Embrace, and Engage Philosophy
Our Values-Based Investment approach follows three key principles:
Avoid
We screen out companies involved in activities that contradict biblical values—abortion, pornography, gambling, tobacco, and other harmful industries.
Embrace
We seek opportunities to invest in companies that promote life, family, environmental stewardship, ethical labor practices, and other Kingdom-aligned values.
Engage
We support active shareholder engagement that encourages companies to adopt policies aligned with biblical principles. Your investments can be a voice for change.
How Are Values-Based Investment Portfolios Built?
We partner with asset managers who share our commitment to values-based investing. These managers conduct research to identify companies that meet both financial performance standards and values-alignment criteria.
Your portfolio is designed based on your specific convictions. Some clients have strong views on certain issues and want aggressive screening. Others prefer a lighter touch. We tailor your values-based portfolio to reflect what matters to you.
The result? Many clients value alignment between their investments and their faith—and you can approach your portfolio with a long-term growth perspective.
Investment Management: Strategic, Personalized, Collaborative
Our faith-based wealth and investment management services in Lancaster, PA, provide comprehensive oversight of your investment portfolio through a team-based approach that draws on diverse expertise to address your unique situation.
Segment Investment Approach
We don’t believe in one-size-fits-all portfolios. Different segments of your wealth serve different purposes and require different strategies.
We help you think strategically about:
- Liquidity needs: Funds you may need in the short term
- Growth investments: Long-term wealth accumulation
- Income-generating assets: Supporting current lifestyle needs
- Legacy wealth: Assets intended for the next generation
Each segment receives tailored management aligned with its specific purpose.
Periodic Individual Investment Review
Your portfolio isn’t static, and neither is our oversight. We conduct regular reviews of investments within your portfolio, assessing performance, risk, tax efficiency, and alignment with your values. You’re never left wondering what you own or why. Transparency and ongoing communication define our relationship.
Relationship with Asset Managers
We work with a range of asset managers, fund companies, and investment platforms as part of our due-diligence and portfolio construction process. These relationships allow us to evaluate a broad set of investment options across different asset classes, strategies, and structures.
Through this approach, we can consider investments that support a range of objectives, including values-based screening, tax-aware portfolio construction, and diversification across traditional and alternative asset classes.
Our focus is on understanding how different investment strategies function, the risks they involve, and how they may fit within a client’s overall financial plan.
Private Market Investment Options: Beyond Traditional Portfolios
For qualified investors seeking diversification beyond traditional stocks and bonds, we offer access to private-market investments that can offer unique opportunities for growth and income.
Traditional (Evergreen) Private Market Investments
Evergreen funds provide ongoing access to private equity, private credit, and real estate investments without the rigid timelines of traditional private funds. These structures offer liquidity options while still capturing the potential benefits of private markets.
Traditional (Non-Evergreen) Private Market Investments
For investors who can commit capital for longer periods, traditional private market funds offer exposure to venture capital, growth equity, and other alternative strategies. These investments require longer holding periods but can provide further portfolio diversification.
Interval
Funds
Interval funds bridge the gap between traditional mutual funds and fully illiquid private investments. They offer periodic liquidity while investing in less-traditional asset classes like private credit, real estate, and infrastructure.
Portfolio Construction: Built for Your Goals
Our investment management isn’t about strictly following model portfolios—it’s about building an intentional strategy designed specifically for you.
Model Construction
We utilize portfolio models as a foundation, but we customize them based on your unique circumstances:
- Risk tolerance and capacity
- Time horizon
- Income needs
- Tax situation
- Values-based screening preferences
- Liquidity requirements
- Legacy goals
Ongoing Management & Oversight
Portfolio management is an ongoing process. As market conditions and personal circumstances evolve, we regularly review portfolios to help maintain alignment with long-term objectives.
Our ongoing services may include:
Periodic monitoring of market conditions and portfolio holdings
Rebalancing to help manage risk relative to target allocations
Tax-aware strategies, such as tax-loss harvesting, when appropriate
Adjustments based on changes in client goals, cash-flow needs, or risk considerations
Performance reporting with clear explanations
Scheduled reviews to discuss progress and evolving priorities
Our goal is to provide consistent oversight and clear communication so clients understand their portfolios and how they fit within their broader financial plan.
Serving Lancaster County, Chester County, PA, and Beyond
While our office is located in Gap, Lancaster County, PA, our faith-based wealth and investment management services extend throughout Pennsylvania and across the United States. We’re proud to serve local families—people we see at church, at farmers’ markets, and in our community. But we also serve clients nationwide who share our values and seek advisors committed to biblical stewardship.
Through secure remote meeting technology, we’ve successfully managed wealth for families from coast to coast. For ultra-high-net-worth clients, we may be willing to travel anywhere in the country for in-person meetings. For more local clients, we can easily meet at our office or your preferred location.
Take the Next Step
If you’re ready to align your wealth and investments with biblical values while pursuing excellence in stewardship, we’d love to start a conversation.
Schedule Your Complimentary Discovery Meeting
In this no-obligation conversation, we’ll:
- Explore your current investment situation and goals
- Answer your questions about our wealth management approach
- Determine if we’re the right fit to work together
Living “beyond abundance” is a posture of confidence in God, acknowledging that He can richly provide beyond what we need so we can generously share with others. We help you invest with confidence, manage with wisdom, and give with joy—creating a life of fullness and impact.
Through intentional stewardship and extravagant giving, Bare Wealth Advisors helps generous people shift culture and change the world for the glory of God.