Faith Based
Family Legacy & Stewardship Training
Conveniently Located in Gap, PA, We Serve Clients In Lancaster County, Chester County, and Surrounding Areas
Pass Along Wisdom Before You Pass Along Wealth
You’ve spent a lifetime building something meaningful. You’ve worked hard, saved faithfully, and stewarded well what God has entrusted to you. But here’s the question that keeps many parents awake at night:
How do I bless my children financially without ruining their lives?
Money can be a tremendous blessing or a terrible curse. The difference isn’t how much you give—it’s whether the next generation is prepared to receive it. At Bare Wealth Advisors, our Christian family legacy planning in Lancaster, PA, helps you pass along wisdom before you pass along wealth, ensuring your children and grandchildren are equipped to be faithful stewards of everything you’ve built.
Why Lancaster and Chester County Families Need Legacy Planning
Here in Lancaster County, PA, we understand that wealth transfer isn’t just a transaction—it’s a sacred responsibility. Many of the families we serve have accumulated significant wealth through farming, business ownership, real estate, or faithful stewardship over the course of decades. They’ve watched their net worth grow, and now they’re wrestling with questions that have no easy answers.
Will an inheritance bless your children or burden them? Will it inspire hard work or encourage entitlement? Will it be used for Kingdom impact or squandered on fleeting pleasures? Will it bring your family closer together or drive wedges between siblings?
These aren’t just financial questions—they’re spiritual and relational questions that require biblical wisdom, intentional communication, and careful planning.
For over two decades, we’ve helped families throughout Lancaster County and beyond navigate these sensitive conversations with grace, clarity, and confidence. Our faith-based family legacy-planning services are available statewide in Pennsylvania and nationwide, serving families who share our commitment to raising up faithful stewards for the next generation.
The Uncomfortable Truth About Inheritance
Scripture references money or wealth over 2,300 times. Clearly, it’s important to God. And one of the most sobering truths about wealth is that it can either build up or tear down the next generation.
The statistics are alarming: studies show that 70% of wealthy families lose their wealth by the second generation, and 90% lose it by the third. Why? Not because of poor investment returns or bad luck—but because the rising generation wasn’t prepared to steward what they inherited.
Jesus taught, “No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve God and money” (Matthew 6:24). So, how do we live this out? How do we ensure our children view wealth as a stewardship responsibility rather than a ticket to comfort and ease?
This is where Christian family legacy planning in Lancaster, PA, becomes absolutely critical. It’s not enough to have a will and a trust. You need a plan to prepare hearts, teach values, and equip the next generation to steward wealth biblically.
Who Is the Next Steward?
A major part of everyone’s stewardship journey is discerning the question: “Who is the next steward of what God has entrusted to me?”
This question has multiple layers:
Who will inherit?
Children? Grandchildren? Charities? A combination?
Who is prepared to steward it well?
Just because someone is in the will doesn't mean they're ready to receive an inheritance. Are they spiritually mature? Financially responsible? Living according to biblical principles?
Who will carry forward your values?
You've built wealth with a purpose. Will the next generation understand that purpose and continue pursuing it?
At Bare Wealth Advisors, we help you wrestle with these questions through prayerful discernment, biblical counsel, and honest conversation. We don’t just help you decide how much to leave to each person—we help you determine when, how, and why, ensuring your legacy plan reflects both wisdom and grace.
Our Family Legacy & Stewardship Training Process
Our faith-based family legacy planning in Lancaster, PA, isn’t a one-time meeting. It’s a comprehensive, multi-generational process designed to prepare hearts and finances.
Holistic Intentional Conversation
We begin with thoughtful, prayerful conversation grounded in biblical wisdom. What are your deepest hopes for the next generation? What are your greatest fears? What values do you want to pass along? What mistakes do you want to help them avoid?
These conversations often uncover insights you hadn’t fully articulated before. We help you clarify your vision for your family’s legacy and develop a plan to make that vision a reality.
When done well, family meetings don’t just transfer information—they transfer values. And that’s what makes generational wealth a blessing rather than a curse.
Family Meetings: Communicating Goals and Values
One of the most powerful—and most overlooked—tools in legacy planning is the family meeting. We facilitate conversations where you communicate your goals and values directly to your children and grandchildren.
These aren’t lectures. They’re sacred moments where you share your story, explain the “why” behind your financial decisions, and invite the rising generation into the stewardship journey.
Family meetings can address:
- The story of how your wealth was built
- The biblical principles that guided your stewardship
- Your vision for how the family wealth should be used
- Your expectations for the next generation
- Difficult topics like fairness vs. equality among siblings
- The spiritual responsibility that comes with financial blessing
Teaching Biblical Stewardship Principles
We help families understand the importance of money from a biblical perspective. Through our stewardship training, we explore critical topics:
Work and Purpose
God designed us for meaningful work. How do we help the next generation find their calling and avoid the trap of idle wealth?
Contentment
Paul wrote, "I have learned in whatever situation I am to be content" (Philippians 4:11). How do we cultivate contentment in a culture obsessed with accumulation?
Generosity
Cheerful and generous giving inspires others, enriches relationships, and expands Kingdom impact. How do we raise generous stewards rather than entitled consumers?
Increase
Wealth in the hands of faithful stewards multiplies. How do we teach the next generation to grow what they've been given rather than squander it?
Processing the Critical Questions
Together, we work through the questions that shape your legacy plan:
- Who is going to be the next steward?
- How much will the next steward be receiving?
- When will they get the inheritance? (Immediately? Over time? At certain milestones?)
- How do I accomplish my wealth transfer plan? (Trusts? Gifting strategies? Life insurance?)
- How do I communicate my plan? (What do I tell them now? What do I wait to share?)
Every family’s answers are different. Our role is to help you discern God’s wisdom for your unique situation.
Building a Multi-Generational Vision for Kingdom Impact
We believe the goal of Christian family legacy planning isn’t just to transfer wealth successfully—it’s to build a vision for Kingdom impact that lasts for generations. Our goal is to help you create a legacy in which your children, grandchildren, and great-grandchildren continue to use their resources to shift culture and change the world for God’s glory.
Imagine a legacy where:
- Your grandchildren teach their children biblical stewardship
- Your family’s wealth continues to fund ministries and missionaries
- Each generation grows the family’s impact rather than diminishing it
- Your great-grandchildren look back and thank God for the foundation you laid
This is what becomes possible when you pass along wisdom before you pass along wealth.
Who This Service Is For
Our faith-based family legacy planning in Lancaster, PA, is designed for families who:
Have a Heart for Stewardship
You view your wealth as a gift from God, and you want to ensure the next generation shares this perspective. You're not just building a financial legacy—you're building a spiritual legacy.
You Are Worried About Your Children's Readiness
You love your children deeply, but you're concerned they may not manage wealth wisely. Perhaps you've seen warning signs—overspending, lack of work ethic, poor financial decisions, or spiritual immaturity. You want to prepare them before it's too late.
Fear That Money Could Ruin Lives
You've heard the stories—children who inherited wealth and became entitled, unmotivated, or self-destructive. You've seen families torn apart by money. You're determined not to let this happen to your family.
Want to Unify Their Family Around Shared Values
Rather than money creating division, you want it to bring your family closer together. You want shared purpose, not sibling rivalry. Unity, not resentment.
Desire Multi-Generational Kingdom Impact
You're not just thinking about the next generation—you're thinking about the next century. You want your legacy to continue making a Kingdom difference long after you're gone.
If this describes you, Christian family legacy planning isn’t optional—it’s essential.
What Makes Our Approach Different
Biblical Foundation
Our family legacy and stewardship training is grounded in Scripture. We believe God’s Word contains timeless wisdom for raising faithful stewards, and we integrate biblical principles throughout the planning process.
Multi-Generational Perspective
We don’t just think about your children—we think about your grandchildren and great-grandchildren. We help you build a legacy that continues to bless and multiply for generations.
Relational, Not Just Transactional
Legacy planning isn’t about documents and legal structures (though those are important). It’s about relationships, values, and preparing hearts. We facilitate the conversations that matter most.
Customized to Your Family
Every family is different. Your dynamics, values, concerns, and vision are unique. We don’t offer cookie-cutter solutions—we offer personalized guidance tailored to your specific situation.
Partnership with Your Advisors
We work collaboratively with your estate attorney, CPA, and other professional advisors to ensure your legacy plan is comprehensive, legally sound, and tax-efficient. We help coordinate communication among professional advisors.
Serving Lancaster County, Chester County, PA, and Beyond
While our roots are deep in Lancaster County, PA, our faith-based family legacy planning services extend throughout Pennsylvania and other areas.
Thanks to secure remote meeting capabilities, geography doesn’t limit our ability to serve you. For ultra-high-net-worth families, we may be willing to travel anywhere in the country for in-person family meetings. For more local families, we can easily meet at our office or your preferred location.
What matters most isn’t your location—it’s whether you share our commitment to biblical stewardship and raising up the next generation of faithful stewards.
A Very Important Question
A question wealthy parents often ask is: “How much should I leave my children?”
However, there may be other questions to ask.
Such as: “How do I prepare my children to steward what I leave them?” “Who is the next steward?”
The amount matters far less than the readiness. A child who’s unprepared could – A child who’s unprepared could squander millions.
A child who’s equipped spiritually, relationally, and financially can steward thousands into millions—and use it for Kingdom impact.
Christian family legacy planning in Lancaster, PA, helps you focus on what actually matters: raising up faithful stewards who view wealth as a tool to glorify God and bless others.
Don't Leave This to Chance
Your legacy is too important to leave to chance. Without intentional planning and preparation, wealth can destroy what you’ve spent a lifetime building—your family’s unity, your children’s character, and your multi-generational Kingdom impact.
But it doesn’t have to be this way. With biblical wisdom, careful planning, and courageous conversations, you can pass along a legacy that blesses your family and advances God’s Kingdom for generations.
Take the Next Step
If you’re ready to ensure your wealth becomes a generational blessing rather than a curse, we’d love to start a conversation.
Schedule Your Complimentary Discovery Meeting
In this no-obligation conversation, we’ll:
- Understand your family dynamics and legacy goals
- Explore your concerns about the next generation
- Answer your questions about family legacy planning
- Help you clarify your next steps
- Determine if we’re the right fit to work
We can help you prepare the next generation so that wealth continues to be a generational blessing and world-changer, rather than a destroyer of family unity and character. We help you leave the legacy your heart desires.
Through intentional stewardship and extravagant giving, Bare Wealth Advisors helps generous people shift culture and change the world for the glory of God—not just in this generation, but for generations to come.