Faith Based
Charitable Giving
Conveniently Located in Gap, PA, We Serve Clients In Lancaster County, Chester County, and Surrounding Areas
Excel in the Grace of Giving
“Now as you excel in everything—in faith, in speech, in knowledge, in all earnestness, and in our love for you—see that you excel in this act of grace also” (2 Corinthians 8:7).
God has blessed you with abundance—not just so you can live comfortably, but so you can give generously. Your resources are a tool to shift culture and change the world for His glory. At Bare Wealth Advisors, our faith-based charitable giving financial planning in Lancaster, PA, helps you move beyond reluctant obligation to joyful extravagance, maximizing both your Kingdom impact and your tax efficiency.
Why Lancaster and Chester County Families Choose Strategic Giving
Here in Lancaster County, PA, we’re surrounded by a culture of generosity. Our community supports pregnancy centers, rescue missions, Christian schools, international ministries, and countless Kingdom-building organizations. You see needs everywhere—and you want to help.
But as your wealth has grown, so has the complexity of your giving. You’re no longer just writing checks from your checking account. You’re managing appreciated stock, real estate, business interests, and other assets. You’re asking questions like: How much should I give? Where should I give? How can I maximize my impact? How do I know my giving is being used wisely?
These aren’t just financial questions—they’re stewardship questions that require both strategic expertise and biblical wisdom.
For over two decades, we’ve helped families throughout Lancaster County and beyond excel in the grace of giving. Our faith-based charitable giving financial planning services extend statewide across Pennsylvania and nationwide, serving generous people who view their wealth as a tool for Kingdom impact.
Beyond Abundance: Living to Give
“Now to him who is able to do far more abundantly than all that we ask or think, according to the power at work within us, to him be glory.” (Ephesians 3:20)
“Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver.” (2 Corinthians 9:7)
Living “beyond abundance” is a posture of confidence in God, acknowledging that He can richly provide beyond what you need so you can generously share with others. It’s the recognition that God’s abundance isn’t just for your security—it’s for your generosity.
At Bare Wealth Advisors, we believe that intentional stewardship and extravagant giving shift culture and change the world for the glory of God. This isn’t just a tagline—it’s our mission. And it’s why charitable giving isn’t a footnote in your financial plan. It’s perhaps the most important part.
Who We Serve: Generous People Making a Difference
Our faith-based charitable giving financial planning in Lancaster, PA, is designed for families who:
Want to Grow in Generosity
Desire Strategic Solutions for Complex Giving
Seek Unity in Giving Decisions
Want to Make a Lasting Difference
Desire Multi-Generational Giving
The Problem: Navigating Complexity in Charitable Giving
As your wealth has grown, so have the questions and challenges around giving:
How much should I give?
Beyond the basic tithe, how do you determine what’s appropriate? How do you balance generosity with providing for your family, saving for retirement, and leaving a legacy?
Where should I give as our giving grows?
When you’re giving $10,000 a year, choosing recipients is straightforward. When you’re giving $100,000 or more, the options multiply. How do you evaluate ministries? How do you ensure your gifts align with your values and create real impact?
What tools and structures maximize our giving goals?
Should you give cash? Stock? Real estate? Should you use a donor-advised fund? A private foundation? How do you navigate the complexity to ensure you’re maximizing both tax benefits and Kingdom impact?
How can we be sure our giving is used wisely?
You’ve worked hard for your wealth, and you want to ensure it’s stewarded faithfully. How do you vet organizations? How do you ensure dollars are going to the ministry, not just overhead?
I'm busy—this takes time I don't have
Researching organizations, evaluating giving vehicles, coordinating with CPAs and attorneys, managing appreciated asset transfers; it’s overwhelming. You want to be generous, but you don’t have time to become an expert in charitable planning.
How do we incorporate our family into our giving?
You want your children and grandchildren to embrace generosity, but you’re not sure how to include them in ways that are meaningful and formative.
These are exactly the challenges we help families solve through charitable giving and financial planning.
Our Approach: Strategic, Biblical, Generous
Starting with "Why": The Heart of Giving
We don’t start with strategies and tax codes. We start with your heart. Why do you want to give? What difference do you want to make? What biblical principles are guiding your generosity?
Through intentional conversations grounded in biblical wisdom, we help you clarify your giving vision. This becomes the foundation for the strategies we recommend.
Listening to Your Goals and Challenges
What issues are you passionate about? Pro-life work? International missions? Biblical education? Church planting? Poverty relief? We listen to understand the unique difference you want to make in the world through your giving.
We also listen to your challenges. Where are you stuck? What’s causing friction between you and your spouse? What questions keep you up at night?
Tools
We’ve developed tools to help you clarify your giving goals, prioritize among competing opportunities, and create a giving plan that reflects your values and your capacity.
Partnership with National Christian Foundation
We partner with the National Christian Foundation (NCF) and other specialized organizations to facilitate sophisticated giving strategies. These partnerships give you access to expertise, resources, and vehicles that individual donors can’t access on their own.
Facilitating Unity Between Spouses
Giving decisions can create tension in marriage when spouses have different priorities, risk tolerances, or visions. We facilitate conversations that help you move from conflict to unity, creating shared giving goals that you both enthusiastically support.
Building Multi-Generational Giving Plans
We help you incorporate your children and grandchildren into your giving strategies, teaching them biblical stewardship while giving them hands-on experience in generosity. Imagine your grandchildren learning to be faithful stewards by actively participating in your family’s giving decisions.
Creating Customized Strategies
Every family’s situation is unique. We create giving strategies tailored to your specific goals, assets, tax situation, and complexity—always looking to maximize the tax code to ensure as much giving as possible goes to Kingdom work rather than to taxes.
You Can Give Almost Any Asset
One of the most powerful aspects of faith-based charitable giving and financial planning is recognizing that you don’t have to limit yourself to cash donations. You can give almost any asset—and often, gifting appreciated assets provides significantly greater tax benefits than cash.
Stock and Securities
Donating appreciated stock allows you to avoid capital gains taxes while receiving a charitable deduction for the full fair market value. This often means your favorite ministry receives more, and you pay less in taxes.
Real Estate
Giving appreciated real estate can provide substantial tax benefits while supporting Kingdom work. Whether it's farmland, commercial property, or residential real estate, we help you navigate the complexities of real estate charitable gifts.
Business Interests
Donating shares of your business—whether S-corp, C-corp, or LLC interests—can be a powerful giving strategy, especially in years of strong profitability or in preparation for a business sale.
Commodities, Cattle and Metals
From grain and livestock to precious metals and cryptocurrency, we help you strategically and efficiently allocate non-traditional assets.
The key is knowing how to structure these gifts properly. This is where experience matters.
Common Charitable Giving Situations We Navigate
Giving Appreciated
Securities
This is often the most tax-efficient way to give. We coordinate the transfer of stock directly to charities or to donor-advised funds, maximizing your deduction while avoiding capital gains taxes.
Giving Real
Estate
Real estate gifts require careful structuring to ensure a clean title transfer and proper valuation. We work with appraisers, attorneys, and charities to facilitate these complex transactions.
Giving Business
Interests
Contributing shares of your business can provide significant tax benefits, but requires sophisticated planning around valuation, timing, and regulatory compliance. We guide you through every step.
Sale of Business or Real Estate: Maximizing Giving
When you’re selling a high-value asset, such as a business or commercial property, we can evaluate strategies to improve tax efficiency while funding Kingdom work.
We help you explore strategies like:
- Pre-sale charitable gifts to reduce taxable gains
- Donor-advised funds to spread giving across multiple years
- Charitable remainder trusts for lifetime income
- Private foundations for long-term giving strategies
These situations require planning before the sale closes. That’s why Christian charitable giving financial planning in Lancaster, PA, isn’t something to postpone—it’s something to address proactively.
Donor-Advised Funds vs. Private Foundations
Two of the most common giving vehicles for high-net-worth families are donor-advised funds and private foundations. Understanding which is right for you requires guidance.
Donor-Advised Funds (DAFs)
How They Work: You contribute assets to the fund (often through NCF or a community foundation), receive an immediate tax deduction, and then recommend grants to charities over time.
Advantages:
- Immediate tax deduction
- Simple to establish and maintain
- No ongoing legal or administrative burden
- Flexibility to grant to multiple charities
- Can involve children in grantmaking decisions
- Lower cost than private foundations
Best For: Families who want simplicity, flexibility, and immediate tax benefits without the administrative complexity of a foundation.
Private Foundations
How They Work: You establish a legal entity (often a 501(c)(3)) that holds and manages charitable assets and makes grants to other charities.
Advantages:
- Complete control over investments and grantmaking
- Family governance structure
- Can employ family members
- Can fund scholarships or direct charitable programs
- Perpetual existence beyond your lifetime
- High visibility/legacy recognition
Best For: Ultra-high-net-worth families ($5M+ in charitable assets) who want maximum control, multi-generational involvement, and are willing to manage ongoing compliance requirements.
Which Is Right for You?
We help you evaluate your goals, capacity, and circumstances to determine the optimal structure. Many families start with a donor-advised fund and later establish a private foundation as their giving scales increase.
The Joy of Strategic Generosity
Here’s what we’ve learned from helping hundreds of families excel in giving: strategic generosity multiplies joy.
When you’re giving randomly and reactively—responding to every mailing, every request, every emotional appeal—giving feels like a burden. You’re never sure if you’re doing enough, giving wisely, or making a real difference.
But when you’re giving strategically—with clear goals, wise structures, and faithful stewardship—everything changes.
You experience:
Clarity
You know what you're trying to accomplish and why.
Confidence
You're giving to organizations you've vetted and trust.
Efficiency
Your gifts create maximum impact through tax-efficient structures.
Unity
You and your spouse are aligned in vision and execution.
Legacy
You're raising up the next generation to steward generously.
Joy
You're experiencing the truth of Acts 20:35—"It is more blessed to give than to receive".
This is what faith-based charitable giving financial planning in Lancaster, PA, helps you achieve.
Serving Lancaster County, Chester County, PA, and Beyond
While our roots are deep in Lancaster County, PA—and we’re proud to support local ministries like Align Pregnancy Services, The Factory, Water Street Rescue Mission, Bridge of Hope, and countless others—our Christian charitable giving and financial planning services extend throughout Pennsylvania and nationwide.
We’ve helped families from Pittsburgh to Philadelphia, from Wisconsin to Florida, structure giving strategies that maximize Kingdom impact. Through secure remote meeting technology, geography doesn’t limit our ability to serve you.
For ultra-high-net-worth families, we travel anywhere in the country for in-person consultations. For clients within a driving distance of Gap, PA, we can easily meet at our office or your preferred location.
What matters most isn’t your zip code—it’s whether you share our passion for extravagant generosity and strategic stewardship.
We Track Giving as a Key Metric
Here’s something unique about Bare Wealth Advisors: we track how much our clients give away as a key metric of success.
Why? Because we believe generosity is the ultimate expression of faithful stewardship. We celebrate when clients increase their giving. We pray for the ministries they support. We view their charitable impact as part of our mission to help generous people shift culture and change the world for God’s glory.
For us, your giving isn’t a footnote. It’s central to everything we do.
Take the Next Step Toward Extravagant Generosity
If you’re ready to excel in the grace of giving—to maximize both your Kingdom impact and your tax efficiency—we’d love to start a conversation.
Schedule Your Complimentary Discovery Meeting
In this no-obligation meeting, we’ll:
- Understand your current giving and your vision for greater impact
- Explore how strategic charitable planning could benefit your situation
- Answer your questions about donor-advised funds, asset giving, and tax strategies
- Determine if we’re the right fit to work together
Your Giving Can Change the World
Through intentional stewardship and extravagant giving, Bare Wealth Advisors helps generous people shift culture and change the world for the glory of God.
Your wealth is more than financial security—it’s a Kingdom opportunity. Let us help you excel in the grace of giving, experiencing the joy, impact, and eternal significance that come from faithful generosity.